Southern Trust Legal Information

Thank you for visiting the Southern Trust Mortgage, LLC’s InHouse Mortgage Online Application (the “Application”). Your use of the Service is subject to the terms and conditions set forth below (the “Conditions of Use”). Please read the Condition of Use carefully before accessing or using the Southern Trust Mortgage, LLC. InHouse Mortgage Online Application. By accessing or using this website, you are agreeing to be bound by the Conditions of Use. If you do not wish to be bound by the Conditions of Use, you may not access this application.

Description of Service

Unless explicitly stated otherwise, any new features that augment or enhance the current Application, including the release of new tools and resources, shall be subject to these Conditions of Use. In order to use the Application, you must obtain access to the World Wide Web, either directly or through devices that access web-based content, and pay any service fees associated with such access. In addition, you must provide all equipment necessary to make such connection to the World Wide Web, including a computer and modem or other access device. You also understand and agree that the Application may include advertisements and that these advertisements are necessary for Southern Trust Mortgage, LLC to provide the Application. You also understand and agree that the Application may include certain communications from Southern Trust Mortgage, LLC, such as service announcements and administrative messages, and that you will not be able to opt out of those communications. Unless explicitly stated otherwise, any new features that augment or enhance the current Application shall be subject to the Conditions of Use. You agree not to access the Application by any means other than through the interfaces that are provided by Southern Trust Mortgage, LLC for use in accessing the Application.

Modification of these Conditions of Use

Southern Trust Mortgage, LLC. reserves the right to change the terms, conditions, and notices at any time, and such modifications shall be effective immediately upon posting of such changes. You are therefore responsible for regularly reviewing these Conditions of Use and additional terms or notices posted on the Southern Trust Mortgage, LLC InHouse Mortgage Online Application. Your continued access of this website shall be deemed your conclusive acceptance of the modified agreement.

Privacy

Please review our Privacy Policy, which also governs your visit to Southern Trust Mortgage, LLC InHouse Mortgage Online Application, to understand our practices regarding the use and disclosure of your personal information.

Information and Conduct Rules and Obligations

You acknowledge and agree that Southern Trust Mortgage, LLC may preserve and disclose required information provided by you through the use of the Application if it reasonably believes that such preservation or disclosure is reasonably necessary to: (a) comply with legal process; (b) enforce the Conditions of Use; (c) respond to claims that any such information violates the rights of third-parties; or (d) protect the rights, property, or personal safety of Southern Trust Mortgage, LLC, its users and the public.

You understand that the technical processing and transmission of the Application, including your information may involve (a) transmissions over various networks, including networks not controlled by Southern Trust Mortgage, LLC; and (b) changes to conform and adapt to technical requirements of connecting networks or devices.

You agree that you will not:

(a) upload, enter any information that is unlawful, harmful, threatening, abusive, harassing, tortuous, defamatory, vulgar, obscene, libelous, invasive of another’s privacy, hateful, or racially, ethnically or otherwise objectionable;

(b) harm minors in any way;

(c) impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity;

(d) enter any information that you do not have a right to transmit under any law or under contractual or fiduciary relationships;

(e) transmit any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;

(f) interfere with or disrupt the Application or servers or networks connected to the Application, or disobey any requirements, procedures, policies or regulations of networks connected to the Application;

(g) intentionally or unintentionally violate any applicable local, state, national or international law.

Electronic Communications

When you visit Southern Trust Mortgage, LLC InHouse Mortgage Online Application, you are communicating with us electronically, and thereby you are consenting to receive communications from us electronically or by other means available. We will communicate with you electronically, by telephone, or by facsimile. It is further understood that all agreements, notices, disclosures and other communications that we provide to you electronically or by facsimile satisfy any legal requirement that such communication be in writing.

Intellectual Property and Licenses

The entire contents of this website, including but not limited to: Text, graphics, logos, button icons, Flash movies, images, audio clips, digital downloads, data compilations, and software, are the property of Southern Trust Mortgage, LLC, its content suppliers or it’s clients and are protected by Domestic and International copyright and trademark laws and other applicable intellectual property laws. You may not modify, copy, reproduce, republish, upload, post, transmit, or distribute any portion of the website contents without the prior express written consent of Southern Trust Mortgage, LLC.
You may print or download portions of the materials from various areas of this website solely for your own non-commercial use provided that you agree not to change or delete any copyright or proprietary notices from the materials. If you believe any content appearing on our website constitutes a copyright infringement of another parties rights, please contact us immediately at to notify us of this infringement.
Your submissions of files including, but not limited to: Resumes, e-mail, flash movies, images, logos, audio loops, and other software hereby constitutes your agreement to grant Southern Trust Mortgage, LLC a non-exclusive, royalty-free, worldwide, sub-licensable, perpetual license, to reproduce, distribute, transmit, modify, adapt, sub-license, and publicly display any such submissions. You also grant Southern Trust Mortgage, LLC the right to utilize your name in connection with all advertising, marketing and promotional materials related thereto.

License and Website Access

Southern Trust Mortgage, LLC grants you limited license to access and make personal use of this website and not to download (other than for page caching purposes) or modify it, or any portion of it, except with the express written consent of Southern Trust Mortgage, LLC. This website or any portion of this website may not be reproduced, duplicated, adapted, copied, sold, resold, transmitted or otherwise exploited for any commercial purpose without the express written consent of Southern Trust Mortgage, LLC. You may not frame, or use any framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, flash movie, page layout, or form) of Southern Trust Mortgage, LLC without the express written consent of Southern Trust Mortgage, LLC. You may not use META tags or any other “hidden text” which utilize Southern Trust Mortgage, LLC, PCLender, Southern Trust Mortgage, LLC or any other derivative of our domain or company name without the express written consent of Southern Trust Mortgage, LLC. You are not granted any right to create a hyperlink to the home page of Southern Trust Mortgage, LLC so long as the link does not portray any false, misleading, derogatory, or otherwise offensive matter.

It is further understood and agreed that Southern Trust Mortgage, LLC cannot and does not guarantee or warrant that files made available for downloading through the Southern Trust Mortgage, LLC website will be free of infection or viruses, worms, Trojan horses or other code that manifests contaminating or destructive properties. It is your responsibility for implementing sufficient safeguards and procedures to ensure that any files obtained through Southern Trust Mortgage, LLC are free from such contaminations.

Disclaimer of Warranty/Limitation of Liability

THIS WEBSITE AND RELATED INFORMATION IS PROVIDED BY Southern Trust Mortgage, LLC ON AN “AS IS” AND “AS AVAILABLE” BASIS. Southern Trust Mortgage, LLC MAKES NO EXPRESS OR IMPLIED WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS OF ANY KIND, OR AS TO THE OPERATION OF THIS WEBSITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS WEBSITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS WEBSITE IS AT YOUR SOLE RISK.

TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, Southern Trust Mortgage, LLC DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. Southern Trust Mortgage, LLC DOES NOT WARRANT THAT THIS WEBSITE, ITS SERVERS, OR E-MAIL SENT FROM Southern Trust Mortgage, LLC ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. Southern Trust Mortgage, LLC WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES.

Southern Trust Mortgage, LLC USES REASONABLE EFFORTS TO INCLUDE ACCURATE AND UP-TO-DATE INFORMATION ON THIS WEBSITE. Southern Trust Mortgage, LLC ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY TYPOGRAPHICAL OR OTHER ERRORS OR OMISSIONS IN THE CONTENT OF THIS SITE. IN THE EVENT THAT A PRODUCT IS LISTED AT AN INCORRECT PRICE OR WITH OTHER INCORRECT INFORMATION, Southern Trust Mortgage, LLC SHALL HAVE THE RIGHT TO REFUSE OR CANCEL ANY ORDERS PLACED FOR THE PRODUCT LISTED INCORRECTLY. IF A PRODUCT OFFERED BY Southern Trust Mortgage, LLC IS NOT AS DESCRIBED, YOUR SOLE REMEDY IS TO RETURN IT TO Southern Trust Mortgage, LLC FOR A REFUND. ALL POSTAGE REQUIRED TO RETURN A PRODUCT WILL BE AT THE BUYER’S EXPENSE.

CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MAY HAVE ADDITIONAL RIGHTS.

Termination of Use

Southern Trust Mortgage, LLC may immediately terminate the Application for your failure to comply with the Conditions of Use. You agree that Southern Trust Mortgage, LLC may, under certain circumstances and without prior notice, immediately terminate your access to the Application. Cause for such termination shall include, but not be limited to, (a) breaches or violations of the Conditions of Use, (b) requests by law enforcement or other government agencies, (c) discontinuance or material modification to the Application (or any part thereof), or (d) unexpected technical issues or problems. Further, you agree that all terminations for cause shall be made in Southern Trust Mortgage, LLC’s sole discretion and that Southern Trust Mortgage, LLC shall not be liable to you or any third-party for any termination of your access to or use of the Application.

Third Party Links

Linked websites are not under the control of Southern Trust Mortgage, LLC and Southern Trust Mortgage, LLC is not responsible for the contents of any linked site or any link contained in a linked site. Southern Trust Mortgage, LLC provides links to you only as a convenience, and the inclusion of any link does not imply or constitute an endorsement by Southern Trust Mortgage, LLC of the site.

Applicable Law

By visiting the Southern Trust Mortgage, LLC, InHouse Mortgage Online Application website, you agree that the laws of the state of Nevada, without regard to principals of conflict of laws, will govern these Conditions of Use and any dispute of any sort that might arise between you and Southern Trust Mortgage, LLC

Disputes

Any dispute relating in ay way to your visit or access of the Southern Trust Mortgage, LLC InHouse Mortgage Online Application website or to the products or services you purchase through the Southern Trust Mortgage, LLC InHouse Mortgage Online Application website shall be submitted to binding arbitration in Honolulu County, Hawaii, except that, to the extent you have in any manner violated or threatened to violate Southern Trust Mortgage, LLC’ intellectual property rights, Southern Trust Mortgage, LLC may seek injunctive or other appropriate relief in any state or federal court in the state of Hawaii, and you consent to exclusive jurisdiction and venue in such courts. Arbitration under these Conditions of Use shall be conducted under the rules then prevailing of the American Arbitration Association. The arbitrator’s award shall be binding and may be entered as a judgment in any court of competent jurisdiction. To the fullest extent permitted by applicable law, no arbitration under these Conditions of Use shall be joined to an arbitration involving any other party subject to these Conditions of Use, whether through class arbitration proceedings or otherwise.

Indemnification

You agree to indemnify, defend and hold harmless Southern Trust Mortgage, LLC, its officers, directors, owners, partners, employees, agents, licensors, suppliers and any third party information provider to the website from and against all losses, expenses, damages and costs, including attorney’s fees, resulting from any violation of these Conditions of Use (including negligent or wrongful conduct) by you or your from any use and access by you of the Southern Trust Mortgage, LLC website.

International Use

Given the global nature of the Internet, you agree to comply with all local rules including, without limitation, rules about the Internet, data, e-mail, privacy, copyright, and trademark infringement. Additionally, you agree to comply with all applicable laws regarding the transmission of technical data exported from the United States or the country in which you reside.

Other Provisions

Southern Trust Mortgage, LLC failure to insist upon or enforce strict performance of any provision of these Conditions of Use shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify any provision of these Conditions of Use. Southern Trust Mortgage, LLC may assign its rights and duties under these Conditions of Use to any party at any time without notice to you. If any of these conditions shall be deemed invalid, void, or for any reason unenforceable, that condition shall be deemed sever able and shall not affect the validity or enforceability of any remaining condition. Any rights not expressly granted herein are reserved. These Conditions of Use constitute the entire agreement between you and Southern Trust Mortgage, LLC and govern your use of the Application, superseding any prior agreements between you and Southern Trust Mortgage, LLC (including, but not limited to, any prior versions of the Conditions of Use).

Request and Address

Please send notices by care of e-mail to:
(or) by our Mailing Address:
Southern Trust Mortgage, LLC
4433 Corporation Lane

Virginia Beach, VA 23462